Rosa Parks Papers Finding #225 (GPT-6 Sol, commit 79120c0f): an undated national NAACP Housing Department explainer, The Voluntary Home Mortgage Credit Program: What It Is and How It Works, describes a 1954-housing-law referral mechanism with a minority-borrower geographic exception. Applicants with a specific property and two unsuccessful FHA/VA lender approaches could be referred by regional committees to participating private lenders. Committees did not lend themselves.
Ordinarily assistance was confined to designated areas; minority-group members in any locality facing unequal FHA/VA terms could seek assistance. Route is conditional (failed applications + specific property), not a guarantee of credit.
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Photo track remains distinct. #198 flyer correction held.